India Personal Finance Blog

Your Financial Beginning, Unfiltered

India's honest personal finance blog — practical guides on debt payoff, CIBIL score, budgeting, SIPs and building wealth. Zero jargon, zero fluff.

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Chai & Swiggy Leak Calculator See what your daily chai, cigarettes, and food-delivery habit could be worth if invested instead. Try it → Coast FIRE Calculator The age at which you could stop investing entirely and still retire comfortably. Try it → Loan Prepayment vs. Invest Should extra cash go toward prepaying your loan, or into a SIP? Runs the actual numbers. Try it →
Featured Read
Illegal Investment Apps
Scams & Awareness

Kolkata Police Warn Against 50 Illegal Investment Apps as Cyber Fraud Losses Mount: 4 Warning Signals

Kolkata Police have issued an urgent advisory flagging 50 illegal investment apps targeting unsuspecting retail investors across India. Here is how these fraudulent platforms operate and how to safeguard your…
Mahesh Reddy September 18, 2026 4 min read
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A Different Kind of Question

How Stressed Are You About Money Right Now?