Is This Investment Return Too Good to Be True?
Every scam alert on this site pitches a return that sounds exciting rather than plausible. Compounding math makes the difference between "exciting" and "impossible" visible in a way a narrative red-flags list can't.
Calculate Your Own Scenario
This shows what a claimed rate compounds to — it does not evaluate any specific investment. No legitimate, liquid investment has sustained returns anywhere near the high end of what this calculator can show.
How This Usually Plays Out
- A claimed rate that annualizes to under ~15% — within the realistic range of long-term equity markets, though the source and structure still need real verification.
- A claimed rate that annualizes to 50%, 100%, or more — sustained at that level, it would make the scheme's promoter richer than almost anyone on Earth within a decade. No legitimate scheme works this way.
When the Normal Advice Doesn't Apply
- A plausible-sounding annualized rate doesn't guarantee legitimacy — verify the entity, the regulator it claims to be licensed by, and whether it appears on SEBI/RBI warning lists, regardless of what this calculator shows.
How to Actually Decide
- Run the claimed rate through the calculator above before evaluating anything else about the offer.
- If the annualized number is implausibly high, that alone is reason enough to walk away — you don't need to understand the "strategy" to reject the math.
- For anything that passes this check, still verify registration and never share OTPs or install remote-access apps.
Tools and Guides That Go With This
Compound Interest Calculator → Bengaluru Techie Duped in Fake Trading App Scam → Stock Market Investment Scams →
This page is for educational purposes only and does not constitute financial advice. Figures are illustrative and vary based on your individual circumstances, lender policies, and market conditions. Always consult a certified financial advisor before making major financial decisions.