Thirteen tools you won’t find on a typical bank or finance website — built to answer the real questions behind everyday money decisions, not just run the standard formulas.
Money Leaks & Behavior
Chai & Swiggy Leak Calculator — what your daily habits could be worth invested instead
FOMO Purchase Regret Calculator — what a past big-ticket buy would be worth today
Panic-Sell Cost Calculator — the real cost of selling in fear during a market crash
Retirement & FIRE
Retirement Corpus Longevity (SWP) Calculator — how long your corpus actually lasts
Coast FIRE Calculator — the age you could stop investing and still retire comfortably
Big Life Decisions
Loan Prepayment vs. Invest Calculator
Child Education Cost Inflation Calculator
Real Cost of Car Ownership Calculator
Career & Income
Job-Hopping vs. Loyalty Calculator
Career Break Cost Calculator
Salary Hike Reality-Check Calculator
Safety Net
Layoff Runway Calculator
Medical Emergency Shock Calculator
How these work: every calculator on this page runs standard, publicly documented financial formulas (EMI, compound interest, SIP future value, and similar) entirely in your browser — nothing you enter is sent to our server. Results are estimates for planning and education, not financial advice; actual outcomes depend on your lender, fund, and market conditions. Read our full editorial approach →
Post-retirement returns are never guaranteed — here's the corpus's life 2 points below and above your input.
Scenario
Return
Corpus lasts
Coast FIRE status—
Corpus needed at retirement (25x rule)₹0
Your corpus today, grown untouched to retirement₹0
Prepay the loan—Net worth at original tenure end
Invest the extra instead—Net worth at original tenure end
How This Changes If Returns Are Better or Worse
The verdict above assumes your expected return holds exactly. Markets don't cooperate that precisely — here's the same comparison 4 points below and above it.
Scenario
Return assumed
Prepay corpus
Invest corpus
Winner
Education costs typically inflate faster than general prices.
Future cost of this course₹0
Monthly SIP needed to get there₹0
Required SIP at Different Returns
Scenario
Return
Monthly SIP needed
True cost of ownership₹0
Monthly EMI₹0
If you invested the difference instead₹0
The Opportunity Cost at Different Returns
The comparison above assumes a fixed 12% return on the money not spent on the car — here it is at other assumptions.
Scenario
Return
Alternative corpus
Stay loyal—Total earned: —
Switch jobs regularly—Total earned: —
What If the Switch Hike Is Smaller Than Hoped?
You don't know your next offer until you get it — here's the total 5 points either side of what you entered.
Scenario
Switch hike
Total earned switching
Winner
Wealth gap at retirement₹0
Contributions paused during the break₹0
How the Gap Changes With Returns
Scenario
Return
Wealth gap at retirement
Real purchasing-power gain0%
Nominal hike0%
After-tax new salary₹0
How This Changes If Inflation Differs
Scenario
Inflation
Real gain
Your runway—
Shortfall if the search takes that long₹0
What If the Search Takes Longer?
Job searches rarely go exactly as planned — here's your shortfall at three common lengths.
Scenario
Search length
Shortfall
Out-of-pocket shortfall₹0
Share of your savings this would wipe out0%
The Same Question at Every Severity
You don't get to choose how serious it is in advance — here's your shortfall at each standard severity, based on your cover and savings above.
