Personal Finance
EPF Advance Rules 2026: 7 Proven Ways to Withdraw Your Money Early
Tapping into your Employee Provident Fund before retirement can rescue your finances or gut your compounding. Here is…
Mahesh Reddy
32 articles published on InvestingLens.
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Personal Finance
Budgeting & Money Management
Zero-Based Budgeting for Indian Households: Stop the Monthly Money Leaks
If your bank balance hit zero before the month ends without your permission, you need a budget that…
Budgeting & Money Management
Personal Loan Interest Rates: 9 Expert Tips for 2026
Looking for a personal loan in 2026? Stop guessing which bank is cheapest. Here is a brutal, math-backed…
Budgeting & Money Management
How to Budget on a Rs. 30,000 Monthly Salary in India
Earning Rs. 30,000 a month in India can feel like a tightrope walk. Here is a realistic, math-backed…
Credit Cards & CIBIL Score
Delayed Credit Card Closure in India: How to Claim Your Rs. 500 Daily Compensation
If your bank takes more than seven working days to close your credit card, they owe you ₹500…
Investing & Wealth Building
Should Young Investors in Their 20s and 30s Avoid Debt Mutual Funds?
Many financial influencers tell young Indians to 100% avoid debt funds and stick to equity. Here is the…
Budgeting & Money Management
Emergency Fund Calculator India: How Much Is Your True Safety Net?
Most financial gurus tell you to save six months of expenses and call it a day. The reality…
Budgeting & Money Management
The 50/30/20 Rule in India: How to Budget Your Salary
Struggling to save money before your next paycheck? Here is a practical, math-backed breakdown of how to apply…
The Real Cost of Your Daily Chai and Swiggy Habit (With Actual Numbers)
Your daily chai and the occasional Swiggy order feel too small to matter. Run the actual numbers over…
What Is Coast FIRE? The Retirement Shortcut Most Indians Have Never Heard Of
There's a specific age at which you could stop investing new money entirely and still retire comfortably —…